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Pay Over time

Bread Pay™

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your order over time. Here there are several different loan terms at competitive rates. This gives you a little more wiggle room to get what you really want. You can select financing as an option on each product page or during checkout. The pre-qualification process is quick and simple! Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company. 

Shop Pay

We also offer Shop Pay. Shop Pay is only for transactions between $50 and $1000. This gives you the option of paying in 4 interest free, equal installments over a six week period. Simply follow the instructions at checkout on the payment page, click on "Complete Payment" to create an account and finalize payment.

Benefits of Financing

Straightforward Pricing

Simple, transparent terms. No prepayment penalties. No deferred interest.

Quick & Simple

Applying is easy. All we need is a few pieces of information and you get a decision in seconds.

Automatic Payments

Easily enroll into auto payments for added control and convenience.

Not a Credit Card

Always know how much you’ll pay. Easy equal installments. No surprises.

how it works


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